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Budgie

Custom Spending Categories That Bend To You

Create, merge, reassign, and reorder categories until they match how you actually think about money.

Why pre-baked category trees never fit

Pre-baked category trees never fit. Budgie lets you build, rename, merge two categories into one (with mass-reassignment), and delete with safe transaction migration.

The category selector reorders by popularity over time, so the categories you use most surface first. Bank-synced transactions can pre-fill via MCC mapping; you can override at any time.

What you get

Create unlimited categories with custom names, icons, and colors

Merge two categories into one with mass-reassignment of transactions

Selector reorders by your usage frequency — the categories you tap most surface first

MCC mapping pre-fills bank-synced transactions; AI suggestions cover manual ones

Safe deletion: prompts you to migrate or wipe transactions, never silently orphans

How it works

Each category has a name, an icon, a color, and an optional MCC mapping. The Categories screen in Settings supports drag-to-reorder and bulk merge. Deleting a category prompts you to migrate its transactions or wipe them.

Frequently Asked Questions

Can I rename categories without losing data?
Yes. Rename is non-destructive — every transaction in the category keeps its link via the category ID, not the name.
What does merging two categories do?
The merged-from category's transactions are reassigned to the merged-into category, and the empty category is deleted. Reversible only by re-categorizing manually.
How does the popularity sort work?
The selector tracks how often each category is picked and reorders the list so the top tappers stay near the top. The order is per-device.
Can I import a pre-built category tree?
Not directly, but CSV import with column mapping can populate categories on first import. After that, edit them like any other.

Ready to take Budgie for a spin?

Join the waitlist — be first to try the offline-first expense tracker.