Net Worth Tracker for Mobile
Bank, cash, crypto, stocks, ETFs, and debt â all roll up into a single net-worth number on your home screen, with multi-currency conversion baked in.
Why an expense tracker should also be a balance sheet
Most expense apps stop at âthis month's spending.â Budgie gives you the full balance-sheet view â assets, liabilities, and the line they form between them â without spreadsheets.
Toggle âinclude in net worthâ per account. A daily background task pulls fresh exchange rates so a Euro savings account, a USDC wallet, and a UAH-denominated salary all show in your home currency.
What you get
Per-account âinclude in net worthâ toggle â partial-truth balance is your call
Daily background FX-rate refresh converts every account to your base currency
Liability and debt accounts subtract automatically; receivables add
Crypto, stocks, ETFs, and commodities sit alongside fiat with the same UX
Tap any aggregated number to drill into the per-leg native amounts
How it works
Each account carries a type (Bank, Cash, Crypto, Stocks, Debt), a currency, and an âinclude in net worthâ toggle. The home screen sums every included account's balance, converts to your base currency, and shows the trendline alongside.
Most expense apps vs. Budgie
| Concern | Most expense apps | Budgie |
|---|---|---|
| Asset coverage | Bank only | Bank + cash + crypto + stocks + ETFs + debt |
| FX support | One currency, often hardcoded | Per-account currency, daily auto-conversion |
| Liability accounts | Treated as expenses | First-class â subtract from net worth |
| Time series | Spending only | Net worth trendline alongside |
Frequently Asked Questions
Where do exchange rates come from?
Can I exclude an account from net worth?
How do crypto and stock holdings price?
Is the home screen number always accurate?
Related Features
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Ready to take Budgie for a spin?
Join the waitlist â be first to try the offline-first expense tracker.