Multi-Currency Accounts With Live Rates
Hold accounts in any currency. A nightly background task fetches fresh FX rates so your dashboards always show in your home currency.
Why a single-currency app can't model real life
Single-currency apps can't model how most people actually save and spend — a UK current account, a Wise USD pot, a UAH salary. Budgie tracks each in its native currency and converts to your base when summing.
FX rates are pulled once a day from a public-domain source. Conversions are reversible — tap any aggregated number to see the per-leg native amounts.
What you get
Each account holds a fixed native currency — fiat, crypto, or otherwise
Daily FX-rate snapshots stored on-device for accurate historical conversion
Home and analytics screens convert to your base currency automatically
Tap any aggregated number to drill into the per-leg native amounts
Cross-currency transfers preserve both legs and the FX rate at transfer time
How it works
Each account has a fixed currency. The exchange-rate service stores daily snapshots; the home/analytics screens read the latest rate when summing. Cross-currency transfers preserve both legs and the rate at the time.
Frequently Asked Questions
How often do FX rates refresh?
Where do the rates come from?
Can I see the original currency?
What happens during a cross-currency transfer?
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